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- Ensure Personal Safety: Prioritize your safety and avoid disaster zones.
- Contact Your Insurance Provider: Notify your insurer promptly to begin the claims process.
- Retain Damaged Items: Keep all damaged property for inspection by an adjuster.
- Understand Claim Requirements: Confirm filing instructions and whether repair estimates are needed.
- Check Claim Time Limits: Be aware of deadlines for filing claims, as they vary by policy.
- Record Interactions with Insurers: Document all conversations with adjusters and insurance representatives.
- Track Expenses: Save receipts for food, lodging, and emergency repairs to support reimbursement.