7 Steps to Take If Your Home Was Damaged by a Wildfire – Details

  1. Ensure Personal Safety: Prioritize your safety and avoid disaster zones.
  2. Contact Your Insurance Provider: Notify your insurer promptly to begin the claims process.
  3. Retain Damaged Items: Keep all damaged property for inspection by an adjuster.
  4. Understand Claim Requirements: Confirm filing instructions and whether repair estimates are needed.
  5. Check Claim Time Limits: Be aware of deadlines for filing claims, as they vary by policy.
  6. Record Interactions with Insurers: Document all conversations with adjusters and insurance representatives.
  7. Track Expenses: Save receipts for food, lodging, and emergency repairs to support reimbursement.